Our mission at Sandringham-Darlington is to offer clients high quality financial advice at a fair, transparent and easy to understand fee. We think it is important that as a prospective client, you can clearly see the value for money in our services and importantly, understand what you will pay and when throughout the advice process.
Initial fees will vary depending on the complexity of advice required and we charge a flat ongoing fee of £1,975 per person p.a. to carry out a comprehensive annual review. If you are a couple and both have plans under our management, the second annual fee is discounted to £1,000, giving a total cost per couple of £2,975. If you are married but only one person holds plans with us the charge is £1,975 as per an individual.
Our comprehensive review service includes:
- Office Hours Support from your adviser
- Annual Precision review pack
- Ongoing appraisal of suitability of investment solution and product provider
- Fund switch recommendations and rebalancing (where required)
- Offer of face-to-face meeting at least annually
- Updated cashflow models
- Bed and ISA processing
- Drawdown Reviews
- Change to an existing regular contribution
Initial fees can either be settled directly or in most cases are deducted from the plan. Ongoing Fees are taken proportionally each month and again can be paid directly or in most cases are taken from the plan. The below case studies are intended to give an indication of our initial and ongoing charges in a variety of different circumstances. Our fees will always be quoted to you in full after our first meeting before making a commitment to proceed with advice.
Cases which require specialist advice such as Defined Benefit Pension Transfers, Transfers of Pensions with Safeguarded Benefits, Trusts, and Tax Efficient Investment Schemes such as Enterprise Investment Schemes and Venture Capital Trusts may be subject to additional charges. Once again, these charges will be fully disclosed, before moving forward with advice.
To see if you could save by a move to fixed fees try our fee calculator